Terms of Service

01 About these Terms

Who we are. The Platform is owned and operated by us.

Electronic record. This document is an electronic record in terms of the Information Technology Act, 2000; and the rules made thereunder. It is generated by a computer system and does not require any physical or digital signature.

Acceptance. By creating an account, purchasing a Membership Subscription, or otherwise accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, you must not use the Platform.

Incorporated policies. The following documents are incorporated into these Terms by reference and form part of your agreement with us:

• (a) the Privacy Policy;
• (b) the Refund and Cancellation Policy;
• (c) any community guidelines, event-specific terms, or Collective Orderbook batch terms published on the Platform from time to time.

Where an event-specific or batch-specific term conflicts with these Terms in relation to that event or batch, the specific term prevails for that transaction only.

Nature of the Platform. The Platform is a private, invite-only membership community. It is not a marketplace, a matrimonial or dating service, an investment platform, a financial adviser, a broker, an employment agency, or a regulated intermediary for the sale of goods, except where expressly stated for a particular feature.

Any individual or any other visitor, merely browsing the Platform, shall be referred to as “you”, “your”, “or “yourself”.

02 Definitions

“Availed a Service” means having taken any Qualifying Action, as defined in the Refund and Cancellation Policy.

“Bridge” means the dual-consent connection feature described in Section 8.

“Collective Orderbook” means the group-purchase facilitation feature described in Section 7.

“Core Group” means group of users who form the community.

“Digital Name Card” means the QR-based contact exchange mechanism described in Section 8.2.

“Digital Signature” means the unique, member-specific redemption reference generated for a Premium Perk as defined in Section 11 of the Terms.

“Daily Challenge” means actions performed by users on or off the platform which is called out as a challenge or equivalent term by the FTW platform.

“Exchange” means the member content feature described in Section 9.

“Member” means an individual who has been granted access to the Platform and holds an active Membership Subscription.

“Member Content” means any thesis, inline analysis, comment, message, profile information, image, or other material you submit to or through the Platform.

“Membership Subscription” means the paid subscription to access the Platform, on the plans set out in Section 12.2.

“Qualifying Action” has the meaning given in the Refund and Cancellation Policy.

“Refund and Cancellation Policy” means the policy of that name published on the Platform, as amended from time to time.

“Strike Price” means the price that user agrees to pay when they purchase products on the app as a part of commitment during striking a deal for a product/service on the app

“Subscription Term” means the three-months or six-months period for which a Membership Subscription is paid, beginning on activation and beginning afresh on each renewal.

“Vouch Code” means an invitation code issued by an existing Member entitling the recipient to apply for membership.

“WTF Bot” means the AI feature described in Section 10.

03 Eligibility and membership

3.1 Age and capacity. You must be at least 18 years of age and competent to contract under the Indian Contract Act, 1872. The Platform is not directed at, and may not be used by, minors.

3.2 Invite-only access. Membership of the Platform is by invitation only. To apply, you must either present a valid Vouch Code issued by an existing Member or join the waitlist and be selected. Neither holding a Vouch Code nor being placed on the waitlist entitles you to membership.

3.3 Membership is a paid subscription. A Vouch Code entitles you to apply for membership. It does not confer any fee waiver, discount, or free access unless expressly stated at the time of issue. Access to the Platform begins only when a Membership Subscription is activated following successful payment under Section 12.

3.4 Discretion to admit or decline. We may accept or decline any application at our sole discretion, without giving reasons. We may also revoke a Vouch Code before it is redeemed.

3.5 One human, one account. You may hold only one account. Accounts are personal to you and may not be shared, transferred, sold, or assigned. You are responsible for all activity under your account and for keeping your credentials secure (“Account”). You must notify us promptly at support@allthingswtf.club of any unauthorised use.

3.6 Accuracy of information. You must provide accurate, current, and complete information during registration and keep it updated. Misrepresentation of your identity, role, seniority, employer, or professional credentials is a material breach of these Terms.

04 Identity and professional verification

4.1 Verification tiers. Access to certain features require verification. We currently operate two tiers:

• (a) Tier 1 — Identity: verification of your mobile number by one-time password, and of your professional email address by domain-verified confirmation.
• (b) Tier 2 — Professional: verification through connection of your LinkedIn account, used to confirm role, seniority, and professional history.

4.2 Progressive unlocking. Completion of a verification tier may unlock additional communities, events, or features. We may add, remove, or vary verification methods and the features they unlock, at our discretion.

4.3 Third-party verification providers. Verification may be performed by third-party service providers. Their processing of your personal data is described in our Privacy Policy. We are not responsible for the accuracy of data returned by third-party sources, including LinkedIn.

4.4 Consequences of failed or withdrawn verification. If verification fails, is withdrawn by you, or is later found to have been obtained through false information, we may restrict, suspend, or terminate your access of the Platform under Section 13. Withdrawal of consent for a verification method will result in loss of access to the features that depend on it.

05 Member conduct

5.1 You agree that you will not:

• (a) harass, threaten, defame, stalk, impersonate, or discriminate against any Member, guest, speaker, staff member, or partner, agent, employees, directors, intern, contractor, consultant, advisor or any third party engaged by us;
• (b) use the Platform, its communities, or its events for cold solicitation, unsolicited sales pitches, recruitment spam, multi-level marketing, or fundraising outside the channels expressly provided;
• (c) use the Platform for romantic, sexual, or matrimonial solicitation;
• (d) share, publish, screenshot, record, or otherwise disclose outside the Platform any Member Content, guest list, Core Group discussion, event recording, or member contact detail obtained through the Platform, without the express consent of the person concerned;
• (e) scrape, crawl, index, harvest, or otherwise extract data from the Platform by automated means, or attempt to build a competing product or database from it;
• (f) reverse engineer, decompile, or interfere with the operation, security, or integrity of the Platform;
• (g) post or transmit any content that is unlawful, illegal, obscene, infringing, misleading, or that you do not have the right to share, including confidential information belonging to your employer, contractor or a third party;
• (h) misuse a Digital Signature, Vouch Code, or any access credential, including by transferring it for value;
• (i) use the Platform in breach of any applicable laws, including securities, competition, anti-bribery, and data protection laws in India;
• (j) access the Platform for any purpose other than that for which we make the Platform available;
• (k) impede and impair the operations and functionality of the Platform in any manner;
• (l) trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account data/information;
• (m) to create or attempt to create a duplicate Account;
• (n) to impersonate or attempt to impersonate another user or person or use the username of another user;
• (o) license, sublicense, sell, resell, rent, lease, transfer, assign, distribute, time share or otherwise commercially exploit or make the Platform provided thereof available to any third-party;
• (p) make improper use of our support services or submit false reports of abuse or misconduct;
• (q) use the Platform to store or process any content that infringes upon any person’s intellectual property rights or any other rights;
• (r) use the Platform to store or process any content that is unlawful, racist, hateful, abusive, libelous, obscene, or discriminatory
• (s) attempt to bypass any measures of the Platform designed to prevent or restrict access to the Platform, or any portion of the Platform;
• (t) modify, adapt, or hack the Platform or otherwise attempt to gain unauthorized access to the Platform and the services provided thereof or related systems or networks;
• (u) copy or adapt the Platform’s software, including but not limited to PHP, HTML, JavaScript, or other code;
• (v) provide any irrelevant and non-realistic feedback on the Platform; or
• (w) misuse our brand image or spread untrue information or disseminate disparaging content about the Platform.

5.2 Confidentiality expectation. Much of what is shared on the Platform is shared in confidence. You agree to treat Member Content, guest lists, and Core Group discussions as confidential. We provide technical safeguards but are not a party to, and do not guarantee confidentiality obligations between Members.

5.3 Consequences. Violation of this Section may result in warning, removal from specific communities or events, suspension, or permanent termination without refund under Section 12.12, and, where applicable, referral to law enforcement.

06 Acknowledgement, Representations & Covenants

You acknowledge that:

• (a) we do not guarantee the sequence, accuracy, completeness, or timeliness of the information contained on the Platform;
• (b) the provision of certain parts of the Platform is subject to the terms and conditions of other agreements to which we are a party;
• (c) none of the information contained on the Platform constitutes a solicitation, offer, opinion, or recommendation by us to buy or sell any security, or to provide legal, tax, accounting, or investment advice or services regarding the profitability or suitability of any security or investment;
• (d) any or all information provided on the Platform is not intended for use by, or distribution to, any person or entity in any jurisdiction or country where such use or distribution would be contrary to law or regulation. Accordingly, anything to the contrary herein set forth notwithstanding, we, our suppliers, agents, partners, directors, officers, employees, representatives, successors, and assigns shall not, directly or indirectly, be liable, in any way, to you or any other person for any: (i) inaccuracies or errors in or omissions on the Platform; (ii) delays, errors, or interruptions in the transmission of information/ services provided through the Platform; or (iii) loss or damage arising there from or occasioned thereby, or by any reason of non-performance;
• (e) when you create an Account, you must provide information that is accurate, complete, and updated at all times. Further, you shall be obligated to share only such information which it is lawfully authorized to disclose. In the event that you provide any information which (a) is inaccurate, incomplete, or not updated; and/or (b) is not authorized to disclose, it shall constitute a breach of these Terms.

06 Events, Core Groups, and Retreats

6.1 Core Groups. Placement in the Core Group is algorithmic and subject to a three-strike attendance policy: two consecutive unexcused absences from monthly sessions may result in removal from the group. Anything shared within a Core Group’s private space is intended to remain confidential among group members. WTF Circle is not a party to and does not guarantee confidentiality obligations between Members, though it provides technical safeguards for the space.

6.2 Speaker Series, Roundtables, and Off-Grid Retreats. These are curated, invite- or application-only experiences. We may use a dual-consent guest-list mechanism before certain small-group events, such as private dinners. Appearing on a pre-event guest list does not guarantee that your attendance is confirmed; mutual interest signaling is required as described in the app.

6.3 No guarantee of access. A Membership Subscription grants access to the Platform. It does not guarantee selection for, or admission to, any specific Core Group, community, event, retreat, or roundtable. Placement and admission remain at our discretion.

6.4 Separately ticketed events. Some events are included in your Membership Subscription, and some may be separately ticketed at additional cost. Where an event carries a separate fee, as notified by the Platform, that fee, and the cancellation window and no-show consequences applicable to it, will be disclosed at the time of registration and form part of these Terms for that event. Separately ticketed event fees are not covered by the Refund and Cancellation Policy.

6.5 Third-party venues and speakers. Retreats, dinners, and masterclasses may take place at third-party venues or feature third-party speakers. We are not responsible for the acts, omissions, services, or safety practices of independent venues, vendors, or speakers, except to the extent required by applicable law.

6.6 Recording. We may record or photograph events. By attending, you consent to such recording and to its use for internal archival and member-facing purposes, including ingestion into WTF Bot.You may object to a specific use by writing to support@allthingswtf.club.

07 Collective Orderbook (group buying)

7.1 Role of WTF Circle. The Collective Orderbook is a facilitation feature through which Members signal interest in batch-purchasing goods or services from third-party vendors. We negotiate indicative pricing with vendors on behalf of interested Members once a pledge threshold is reached, but we are not the seller, manufacturer, or service provider of any listed good or service unless expressly stated otherwise.

7.2 Vendor contracts are separate. The contract of sale for any orderbook item, for example a vehicle, property, or service package, is between you and the third-party vendor. We are not a party to that contract and do not warrant the quality, safety, legality, delivery timeline, or fitness for purpose of any vendor’s goods or services. Your statutory rights as a consumer under the Consumer Protection Act, 2019 and applicable sector regulation run against the vendor.

7.3 High-value and regulated items. Certain orderbook categories, for example real estate, financial or wealth products, or professional services such as legal retainers, may be subject to additional regulatory requirements or vendor-specific eligibility checks. We may decline to list, or may withdraw, any item that we determine carries unacceptable legal or reputational risk.

08 Community discovery, the Bridge, and Digital Name Cards

8.1 Dual consent only. We do not permit cold outreach through the Platform. Connections through the Bridge require mutual, affirmative interest signaling from both Members before any contact details are exchanged.

8.2 Digital Name Cards. Digital Name Cards allow verified contact details to be exchanged by QR scan. By presenting or scanning a Digital Name Card, you consent to the exchange of the contact fields displayed to you at the point of scan. You must not scan, store, or redistribute another Member’s card without their knowledge.

8.3 Permitted categories. The Bridge supports professional and personal-development intents only, including co-founder search, capital introductions, board roles, mentorship, hiring, fitness partners, and travel companions. Use of the Bridge for romantic, sexual, or matrimonial purposes is prohibited under Section 5.1(c).

8.4 Rate limits and anti-spam. We may impose limits on the number of connection requests you may send in a given period, and may restrict Bridge access where we detect abuse.

8.5 No verification of outcomes. We do not vet the commercial merit, solvency, or good faith of any Member you connect with. Any transaction, investment, employment, or engagement you enter into with another Member is at your own risk and is a matter solely between you and that Member.

09 The Exchange and Member Content

9.1 Your content remains yours. You retain ownership of your Member Content.

9.2 Licence to us. You grant us a worldwide, non-exclusive, royalty-free, sublicensable licence to host, store, reproduce, adapt, display, and distribute your Member Content for the purposes of operating, promoting, and improving the Platform, including displaying it to other Members and ingesting it into WTF Bot. This licence survives termination in respect of content that has already been shared with other Members or incorporated into the Platform’s archive. It is limited to those purposes and does not permit us to sell your Member Content as a standalone product.

9.3 Your warranties. You warrant that you own or have the necessary rights to your Member Content, that it does not infringe any third-party right, and that it does not disclose confidential information you are not permitted to share.

9.4 Moderation. We may remove, edit, or restrict any Member Content, or restrict any Member’s ability to post, at our discretion, including where content is unlawful, misleading, promotional, or inconsistent with the tone and purpose of the Exchange. We are not obliged to monitor Member Content and do not endorse it.

9.5 Not advice. Member Content, including any thesis or inline analysis, is the opinion of the Member who posted it. It is not investment, legal, tax, medical, or professional advice from us, and must not be relied upon as such.

10 WTF Bot

10.1 What it is. WTF Bot is an artificial intelligence feature that may present responses in a synthetic voice or persona modelled on Nikhil Kamath, trained on publicly available podcast content and Platform material.

10.2 Not a real person, not personal advice. WTF Bot outputs are generated by an AI system. They are not statements, opinions, endorsements, or advice from Nikhil Kamath personally, from any speaker, or from WTF Circle (“Outputs”). Outputs may be inaccurate, incomplete, or outdated. They are provided for general informational purposes only and are not investment, legal, tax, medical, or professional advice. You must not rely on the Outputs for any decision without independent verification.

10.3 Your inputs. Information you share with WTF Bot will be processed to generate responses and to improve the feature (“Inputs”), as described in our Privacy Policy. Do not share confidential, sensitive, or third-party information with WTF Bot. By sharing information in WTF Bot, you consent for the information to be processed by WTF Bot.

10.4 Availability. WTF Bot is provided on a best-efforts basis. We may modify, limit, or withdraw it at any time without prior intimation.

10.5 Disclaimer. You are responsible for all Inputs you submit to WTF Bot. By submitting Inputs to WTF Bot, you represent and warrant that you have all rights, licenses, and permissions that are necessary for us to process the Inputs under our Terms. You also represent and warrant that your submitting Inputs to us will not violate our Terms, our Privacy Policy, or any applicable laws or regulations applicable to those Inputs.

10.6 Reliance on Outputs. Artificial intelligence and large language models are frontier technologies that are still improving in accuracy, reliability and safety. When you use WTF Bot, you acknowledge and agree:

• (a) Outputs may not always be accurate and may contain material inaccuracies even if they appear accurate because of their level of detail or specificity.
• (b) Actions may not be error free or operate as you intended.
• (c) Any Outputs may not reflect correct, current, or complete information.

10.7 To the maximum extent permitted by applicable law, we, our affiliates, directors, officers, employees, agents, licensors, and service providers shall not be liable for any loss, damage, liability, cost, or expense arising out of or in connection with your use of, reliance on, or inability to use WTF Bot or any inputs or outputs, including any inaccuracy, omission, hallucination, bias, delay, interruption, failure, or unavailability of WTF Bot. You are solely responsible for verifying outputs and for any decisions, actions, or omissions taken in reliance on them.

11 Premium Perks and partner offers

11.1 What perks are. Premium Perks are commercial arrangements negotiated with third-party partner brands and made available to Members, typically redeemed by generating a Digital Signature rather than a shared coupon code.

11.2 We are not the supplier. Except where expressly stated, we are not the seller or provider of any perk. The contract for any good or service obtained through a perk is between you and the partner brand, on that partner’s terms. We do not warrant the quality, availability, pricing, delivery, or after-sales support of any partner offering.

11.3 No guarantee of continued availability. Perks, partners, and their terms may change or be withdrawn at any time without notice. The withdrawal, suspension, or change of any specific perk or partner does not entitle you to any refund, credit, or reduction of your Membership Subscription fees.

11.4 Misuse. Digital Signatures are personal to you and non-transferable. Sharing, selling, or attempting to redeem a Digital Signature on behalf of a non-Member is a material breach of these Terms.

11.5 Amounts payable to partners. Any amount you pay directly to a partner brand is a separate transaction, is not collected by us, and is not refundable under the Refund and Cancellation Policy. Refunds for such amounts are governed by the partner’s own policy.

12 Membership fees, subscriptions, wallet and payments

12.1 Membership is a paid subscription. Access to the Platform is provided on a paid subscription basis. Being issued a Vouch Code, joining the waitlist, or completing verification does not by itself grant access. Access begins when a Membership Subscription is activated following successful payment.

12.2 Plans and pricing.

• (a) Quarterly Membership — INR 9,000/- Subscription Term of 3 months from activation.
• (b) Half Yearly Membership — INR 16,000/- Subscription Term of 6 months from activation.

All fees are stated in Indian Rupees and are exclusive of applicable Goods and Services Tax and other statutory levies. The total amount payable is displayed to you at checkout before you authorise the transaction.

12.3 Wallet Creation. Upon your first successful payment of the applicable Membership Subscription fee(s) (“Subscription Fee(s)”) we will automatically provision a digital wallet linked to your Account (“Wallet”). The Wallet is a Platform-native ledger feature used solely to use, hold, display, and track Platform Coins credited to your Account; it is not a bank account, e-money account, payment account, or crypto-wallet, and does not hold or store any fiat currency, cryptocurrency, or other monetary instrument. The Wallet is accessible only through your Account and is non-transferable. You are solely responsible for maintaining the confidentiality of your Account credentials and for all activity that occurs through your Wallet. We are not responsible for any loss arising from unauthorized access to your Account resulting from your failure to safeguard your credentials. Each Account is entitled to only one Wallet. You may not create multiple Wallets, transfer a Wallet to another user, or consolidate Coins from multiple Accounts into a single Wallet, except as we may expressly permit.

12.4 Issue and usage of Platform Coins. Upon successful payment of the Subscription Fees on the Platform, we shall immediately credit your Wallet with the corresponding number of platform coins (“Coins”). These Coins are a virtual, non-monetary unit of account usable solely to access the activities/events/meetups etc., as provided under ‘Availed a Service’ (“Platform Offerings”). Please note that these Coins are not currency, a deposit, a security, a financial instrument, or a stored monetary value, and do not accrue interest or any other form of return.

12.5 Use of Coins. Coins may be used only to access Platform Offerings in accordance with these Terms and any additional rules we post on the Platform. We reserve the right to determine, and to change from time to time, the number of Coins required to access any Platform Offering. Coins do not represent any ownership interest, equity, or claim against us or the Platform. Your right to use Coins is limited, non-transferable, revocable and not a property right. We reserve the right to modify the Coins program, including the rate at which Coins are issued, the Platform Offerings available for redemption, and the value or utility of Coins, at any time, subject to applicable law and notice requirements under these Terms.

12.6 Recharge of Wallet with Coins: Upon exhausting the Coins or if your Wallet balance is insufficient to access a Platform Offering, you can top-up or recharge your Wallet at any time by purchasing additional Coins through the payment methods and denominations made available on the Platform.

12.7 Expiration and forfeiture of Coins. These Coins shall remain valid during the Membership Subscription period and shall expire immediately upon either (i) expiry of the Membership Subscription; (ii) cancellation or termination of your Account, whichever occurs first. Please note that any or all unutilized Coins shall be forfeited without compensation upon termination of the subscription or termination of your Account. If you choose to renew your Membership Subscription, your existing Coins (in any) in your Wallet shall be expire and we will immediately issue new Coins for the new Subscription Term.

12.8 Payment processing. Payments are collected through Razorpay Software Private Limited (“Razorpay”), our payment aggregator. By making a payment you agree to Razorpay’s applicable terms and privacy policy in addition to these Terms. We do not collect or store your full card number, CVV, bank credentials, or UPI PIN. Payment instrument data is handled by Razorpay in accordance with applicable Reserve Bank of India directions and card network rules. We receive only a tokenised reference, the last four digits of the instrument, and transaction metadata. Your payment is subject to authorisation by your bank or card issuer. We are not responsible for a declined transaction, a failed authorisation, or any charge levied on you by your own bank.

12.9 Automatic renewal. Unless cancelled under the Terms, your Membership Subscription renews automatically at the end of each Subscription Term for a further Term of the same length, at the then-current price for your plan, provided you have authorized a recurring e-mandate on your chosen payment instrument/platform at the time of purchase. This is governed by the Reserve Bank of India’s Digital Payments – E-mandate Framework, 2026. Your card issuer or bank will send you a pre-debit notification at least 24 hours before each renewal charge, including an option to opt out of that specific debit. We will additionally send you an email reminder in advance of each renewal. You may withdraw or modify the e-mandate at any time through your bank or card issuer, or by cancelling from your account settings. If you choose not to opt for a recurring e-mandate for renewal of your Membership Subscription, upon expiry of Subscription Term you will be required to separately renew your Membership Subscription in accordance with the Terms.

12.10 Price changes. We may revise subscription pricing. A revised price will apply to you only from your next renewal, following at least 30 days’ prior notice by email or in-app. A price change never applies retrospectively to a Subscription Term you have already paid for. If you do not accept a revised price, you may cancel before the renewal date.

12.11 Cancellation. You may cancel your Membership Subscription at any time from your account settings, or by emailing us at support@allthingswtf.club. Cancellation stops all future billing from the next renewal date. Unless a refund is payable under these Terms, your membership and all associated access continue until the end of the Subscription Term you have already paid for and then lapse. Cancellation is not by itself a request for a refund.

12.12 Refunds. Refunds are governed by the Refund and Cancellation Policy.

12.13 Failed payments. If a renewal payment fails, we may retry the charge and will notify you. If payment is not received within 7 days of the renewal date, we may suspend your access until the outstanding amount is paid. Suspension for non-payment does not entitle you to a refund of any earlier Term.

12.14 Duplicate payments. Duplicate charges for the same Subscription Term will be refunded in full

12.15 Taxes and invoicing. A GST-compliant invoice will be issued to your registered email address on each successful payment. Where you require an invoice in the name of a business entity with a GSTIN, you must provide the correct legal name, address, and GSTIN before completing payment. We are not obliged to reissue or amend an invoice after the fact where those details were not supplied at checkout.

12.16 No refund on termination for breach. If we suspend or terminate your membership for breach of these Terms, the community conduct rules in Section 5, or the attendance policy in Section 6.1, no refund of any kind is payable. If we suspend or terminate your membership for any other reason, or permanently discontinue the Platform, we will refund the fee for the unexpired portion of your current Subscription Term on a pro-rata basis.

12.17 Chargebacks. If you believe a charge is incorrect, contact us first at support@allthingswtf.club. Where you initiate a chargeback for a charge that is validly payable under these Terms, we reserve the right to contest it with supporting evidence of your account activity, and to suspend your membership pending resolution of the dispute.

13 Suspension and termination

13.1 By you. You may cancel your Membership Subscription in the manner provided in the Terms and close your account at any time through the app or by contacting us at support@allthingswtf.club.

13.2 By us. We may suspend or terminate your access, immediately and without notice, if you breach these Terms, or if we reasonably suspect fraud, misrepresentation, or risk to other Members, or if you fail to pay amounts due, or if required by law or a competent authority.

13.3 Effect of termination. On termination, your right to access to the Platform ends including without limitation to the Platform Offerings.

13.4 Survival. Sections 5.2, 7.4, 9.2, 11.2, 12.12 and Sections 14 to 18 survive termination.

14 Intellectual property

14.1 The Platform and its original content, including but not limited to all source code, databases, functionality, software, any information related to the Platform, website designs, audio, video, text, photographs, and graphics, excluding any content provided by you or other users (“Platform Content”) and the trademarks, service marks, and logos contained therein (“Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights, and other applicable national and international laws and conventions and the same shall remain the exclusive property of WTF Global Private Limited and its licensors.

14.2 You agree and acknowledge that the unauthorized use of the Platform Content may violate copyright, trademark, and other applicable laws and shall cause irreplaceable damage to us. Therefore, we shall have the right to initiate any proceedings or any other process under applicable law which is available to us and the same shall be in addition to recovery of damages for such unauthorized use of the Platform Content.

14.3 The Platform Content shall not be reverse-engineered, disassembled, decompiled, reproduced, transcribed, stored in a retrieval system, translated into any language or computer language, re-transmitted in any form or by any means (electronic, mechanical, photo-reproduction, recordation or otherwise), resold or redistributed for any commercial purpose whatsoever, without our express prior written permission.

14.4 We cannot and do not guarantee or warrant that files available for downloading through the Platform will be free of infection by software viruses or other harmful computer code, files or programs.

14.5 Subject to your compliance with these Terms and payment of applicable fees, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Platform for your own non-commercial use as a Member.

14.6 Feedback. If you send us suggestions or feedback about the Platform, we may use them without restriction or obligation to you.

15 Disclaimers

15.1 THE PLATFORM, INCLUDING ALL COMMUNITIES, EVENTS, THE COLLECTIVE ORDERBOOK, PREMIUM PERKS, THE BRIDGE, THE EXCHANGE, AND WTF BOT, IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT ACCESS WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT MEMBERSHIP WILL RESULT IN ANY BUSINESS, FINANCIAL, OR PROFESSIONAL OUTCOME.

15.2 WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES OR INACCURACIES OF CONTENT AND MATERIALS, (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE PLATFORM, (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN, (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE PLATFORM, (E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE PLATFORM BY ANY THIRD PARTY, (F) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE PLATFORM, (G) ANY INFORMATION LEAK, DATA LOSS, DATA THEFT, DATA CORRUPTION OR THE ILLEGAL OR WRONGFUL USAGE OF ANY DATA STORED ON OUR PLATFORM OR OUR SERVERS, AND/OR (H) ANY DATA LOSS OR DATA THEFT, OR DATA CORRUPTION OR THE ILLEGAL OR WRONGFUL USAGE OF ANY DATA STORED ON THE SERVERS OF THIRD-PARTY APPLICATIONS.

16 Limitation of liability

16.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR (B) INR 10,000. WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS ARISING FROM THIRD-PARTY VENDORS, PARTNER BRANDS, PAYMENT PROCESSORS, OR OTHER MEMBERS’ CONDUCT. NOTHING IN THIS SECTION EXCLUDES LIABILITY THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAWS.

17 Indemnification

17.1 You agree to indemnify and hold harmless WTF Circle, our officers, directors, affiliates, agents, third party vendors, employees, and partner brands from any claim arising from your breach of these Terms, your Member Content, or your use of the Collective Orderbook, the Bridge, or Digital Name Cards or from and against any costs, losses, damages, fines and expenses (including attorney’s fees and costs) arising out of or relating to any claims that you have used the Platform in violation of another party’s rights, in violation of any law, in violations of any provisions of these Terms herein, or any other claim related to your use of the Platform, except where such use is authorized by us.

18 Governing law and disputes

18.1 These Terms are governed by the laws of India.

18.2 Any dispute arising out of or relating to these Terms shall first be referred to good-faith negotiation, and if unresolved within 30 days, shall be resolved by arbitration under the Arbitration and Conciliation Act, 1996, in accordance with the rules of Mumbai Centre for International Arbitration (MCIA), seated in Mumbai, Maharashtra, before a sole arbitrator, with proceedings in English. Subject to arbitration, the courts at Mumbai shall have exclusive jurisdiction.

18.3 Nothing in this Section limits your rights to approach a consumer forum under the Consumer Protection Act, 2019 where those rights cannot be excluded by agreement.

19 Changes to these Terms

19.1 We may update these Terms from time to time. Material changes will be notified to you in-app or by email at least 30 days before they take effect. Continued use of the Platform after the effective date of the updated Terms constitutes acceptance.

20 Grievance redressal and contact

20.1 For questions about these Terms, or to raise a grievance regarding payments, refunds, content, or conduct, contact:

Grievance Officer: Deepa Bhat, Director.

Email: support@allthingswtf.club

Postal Address: Plot No 65 A, 4th Floor and

5th Floor Ramee Emerald II, New Link Road CTS-G/571, Santacruz West, Mumbai 400054

20.2 You can reach out to Our Grievance Officer in the manner as laid down below:

• (a) Sending a request in writing or through email signed with electronic signature identifying the grievance.
• (b) Your contact information like address, telephone number, email address, etc., where you can be contacted.

In accordance with the Consumer Protection (E-Commerce) Rules, 2020 and applicable information technology regulations, we will acknowledge your complaint within 48 hours and endeavour to resolve it within one month of receipt.

21 Miscellaneous

21.1 We do not endorse, approve, verify, or take responsibility for any third-party content, information, products, services, websites, or links accessible through or referenced on this Platform, including but not limited to user-generated content, feedback, comments, reviews, testimonials, or third-party advertisements.

21.2 Any violation of these Terms or any indecent action towards third party service provider will not be tolerated and shall attract prompt and punitive disciplinary action as per applicable laws enforced in India and including but not limited to termination of usage rights as well as legal action. Without limiting ourselves of other remedies, you must pay us any amount owed to us and reimburse us for all losses and costs (including any and all of our associates, officers or representatives time) and reasonable expenses (including but not limited to legal fees) related to investigating a breach or collecting such amounts due.

21.3 You acknowledge that no joint venture, partnership, employment, or agency relationship is created or exists between you and us as a result of your use of the Platform.

21.4 Our performance under these Terms is subject to existing laws and legal process and nothing contained in these Terms is in derogation of our right to comply with law enforcement requests or requirements relating to a user’s use of the Platform provided to or gathered by us with respect to such use.

21.5 You shall not assign any rights or obligations arising under these Terms, whether by operation of law or otherwise, without our prior written consent. You agree that we may subcontract certain aspects of the Platform to third party service providers for the fulfilment of services as per these Terms.

21.6 You acknowledge that irreparable harm will result to us if you breach any of these Terms and you acknowledge and agree that such a breach would not be properly compensable by an award of damages. Accordingly, you agree that we shall be entitled to, in addition to other available remedies and damages, injunctive relief or other equitable relief enjoining such breach at the earliest possible date.

21.7 In the event that any provision of these Terms is held to be invalid or unenforceable by a court or regulator of competent jurisdiction, the valid or enforceable portion thereof and the remaining provisions of these Terms will remain in full force and effect. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver or failure to enforce any provision of these Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion. All waivers must be in writing.